How to apply for a loan with easy steps
1. Step 1: Apply online
You will then have to fill out the application form. Make sure that you fill out everything correctly. If you make any mistakes, you may not get approved.
2. Step 2: Get pre-approved
Once you have filled out the application form, you will need to wait until you get a decision. Lending Club will contact you if they approve your application.
3. Step 3: Get approved
If you are approved, you will receive a message via email confirming your approval. You will also receive a letter in the mail about how much money you were approved for.
4. Step 4: Pay back the loan
After you have received the funds, you will need to pay them back. Your payment schedule will depend on what type of loan you got. Most loans require monthly payments; however, some loans only require interest payments.
5. Step 5: Keep paying back your loan
You will continue making payments until you pay off the entire amount owed. Once you do, you will no longer have to worry about repaying your loan.
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